Curiosity, Thoughts and Whatever...
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Doctor Taking CASH Payment & Not Credit Card
Published Saturday, April 28, 2007 by SaiRay | E-mail this post
Last evening while sending my kid to see our ped doc, I suddenly realised doc have the biggest money spinning business. Why I realise this ? Well, at that time I didn't have any money with me......zilch....hence had to detour to withdraw some cash and ask myself why all private clinics don't accept credit card payment. We are living in the 21st century. I thought ah pek stalls, kiamsap people only don't accept credit card. There are still so many un-develop people in MY. This show we are still way far apart from those develop country.
Imagine the benefit of having cc payment system in the clinic.
1. No need to keep cash in the clinic, avoid break-in, robbery while taking cash to bank
2. Prevent or avoid robbery during midnight and etc.
3. Performing accounting of ledger easily
3. Systematic and safe
Nevertheless, the doc prefer cash as it's
1. Cash is king and more visible and hence no need waiting cc clearance for bank to pay
2. Can avoid income tax by accounting manipulation
3. Receive cash and can roll for other purposes instantly
To add further while we are on the subject, I just found out that the good old doc takes in approx. 600 patient a month. How do I know this ? Well last month I had taken my son to see the doc. Exactly a month later on his 2nd visit the receipt number had jumped to almost 600. Isn't that amazing what a little observation and a little study can do. So with an average of $50 per patient........that works out to approx. $30k. That didn't even include those that have 2 patient under the same receipt, those that don't want the receipt and also those that pays more than $100.
Therefore I was being very careful and optimistic with 30k figure. After operation cost, manpower and utilities I think he can make a nice salary of 20k without breaking a sweat. Doc are really well paid and most important of all he only works like 6 hours a day. On Sunday, he only works in the morning for a few hour and then he can like take a week or 2 off during public bank. What more can you ask for !!!
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