Curiosity, Thoughts and Whatever...
I'm not a regular blogger just occasionally wanna share some thoughts and ideas to the rest of the world. Hope you like what you see and written.....:))
Headache !! The whole week my EQ was going gaga up and down. First I got a call from a stranger representing a company who wanted to rent my house and then the guy who was going to buy my car will hear from his bank on the loan approval issue. Both issue was equally important for me. Then all of a sudden the bomb shed happen and everything falls apart. Let me try to break both issue out and sort/figure it out.
1. The lady company was interested. The workers and I had agreed on the monthly rent and his requirement and etc. The lady also told me her company can act as the guarantor and could pay me directly and therefore I do not need to worry about unpaid rent. We verbally agreed on this and I told her I had to get the nod from my wife as a formality. I will let her know by next day. However, the real implication was when I told the lady to convey the below to his workers what I wanted
i - 2 mths deposit
ii - 10% of rental for utility deposit
iii - tenancy agreement stamping fees and etc borne by them
I told her this is what the normal real estate agent charges and its not me that is putting this figure up. After all I need security and assurance for my property. Had and been hearing of too many bad cases and etc on this. I don't think I was being unreasonable. I was just being normal and following the trend. However, she did not get back to me. Most probably the factory workers got put off by the initial lump sum payment that they have to fork out. I think they did not give a thought about the security deposit and etc. After all they lead a simple life and a simple mind and hence a little bit naive. Perhaps, but not too sure. I only know that after I forwarded a draft copy of my tenancy agreement to the lady for her company scrutiny, she did not get back to me since.
2. I had comment about my car earlier in this blog. However, till now the guy loan is still not approved yet. Been dragging for more than 2 weeks. Now he has resubmit his loan application to SBB. He told me AMBANK had rejected his application and gave the reason that the 2nd hand car price of my car had drop. I mean what the ^%$^%$. Is he serious or not. I called up PBank today to enquire about their loan requirement and etc. The PIC told me that my car market valuation for them is RM18k. Hence, I presume he is having a hard time getting 22k loan. To me that few thousand does not matter much. Sometimes I really can't understand what rationale are these people who are setting the policy and system doing. Just pathetic. Pathetic Malaysia.
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